Thank you for visiting the Web Site. By accessing the Web Site and any pages thereof, you shall be deemed to have accepted to be legally bound by these Terms and Conditions of Use. If you do not agree to these terms and conditions of use, please do not use this Web Site or any pages thereof.

These Terms and Conditions of Use may be changed from time to time. All changes will be posted on this page and your use of this Web Site after such changes have been posted will constitute your agreement to the modified Terms and Conditions of Use and all of the changes.

Proprietary Rights

This Web Site is maintained by People's Association (PA). All software programs used on this Web Site are protected by copyright, trademark and other forms of proprietary rights. All contents on this Web Site are owned by, licensed to or controlled by PA.

Privacy Policy

Information about you is subject to our Privacy Policy Statement.

Restrictions on use of Contents

You shall not reproduce, copy, reformat, publish, distribute, upload, post, transmit, transfer in any manner or sell any of the materials in this Web Site without the prior written permission of PA.

Modification of any of the Contents or use of the Contents for any other purpose will be a violation of PA's copyright and other intellectual property rights. Graphics and images on this Web Site are protected by copyright and may not be reproduced or appropriated in any manner without the written permission of PA.

Disclaimer of Warranties and Liability

The Contents of this Web Site are provided on an "as is" basis with no warranties whatsoever. PA is not responsible for any loss or damage, howsoever occasioned and whomsoever caused, which arises out of, or in connection with, any inaccuracy or error appearing on this Web Site, whether such inaccuracy or error is caused by any act or omission.

To the fullest extent permissible, PA does not warrant and hereby disclaims any warranty:

(a) as to the accuracy, correctness, reliability, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the Contents of this Web Site;

(b) that the Contents available through this Web Site or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Web Site and the server is and will be free of all viruses and/or other malicious, destructive or corrupting code, agent, program or macro.

Right of Access

PA reserves all rights to deny or restrict access to this Web Site to any particular person, or to block access from a particular Internet address to this Web Site, at any time, without ascribing any reasons whatsoever.

Links from this Website to other Websites

This Web Site contains hyperlinks to web sites which are not maintained by PA. PA shall not be responsible for the contents of those web sites and shall not be liable for any damages or loss arising from access to those web sites. Use of the hyperlinks and access to such web sites are entirely at your own risk.

Hyperlinks to other web sites are provided as a convenience to you as a user of this Web Site. In no circumstances shall PA be considered to be associated or affiliated with any trade or service marks, logos, insignia or other devices used or appearing on web sites to which this Web Site is linked.

Link to this Website from other External Websites

Except as set forth below, caching and links to, and the framing of this Web Site or any of the Contents are prohibited.

You must seek specific request for and secure permission from PA prior to hyperlinking to, or framing this Web Site or any of the Contents, or engaging in similar activities. PA reserves the right to impose conditions when permitting any hyperlinking to, or framing of this Web Site or any of the Contents.

Your hyperlinking to, or framing of this Web Site or any of its Contents constitute acceptance of these Terms and Conditions of Use. This is deemed to be the case even after the posting of any changes or modifications to these Terms of Use. If you do not accept these Terms and Conditions of Use, you must discontinue linking to or framing of this Web Site or any of the Contents.

In no circumstances shall PA be considered to be associated or affiliated in whatever manner with any trade or service marks, logos, insignia or other devices used or appearing on web sites that link to this Web Site or any of the Contents.

PA reserves all rights to disable any links to, or frames of any site containing inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any written law, any applicable intellectual property, proprietary, privacy or publicity rights.

PA reserves the right to disable any unauthorized links or frames and disclaims any responsibility for the content available on any other site reached by links to or from this Web Site or any of the Contents.

On provision of information or data 

Where you undertake any interactive communication with or provide any information or data to PA through the use of any service available within this Web Site, you are required to ensure that it is not misleading or inaccurate, does not violate any applicable laws or rights, and does not contain or will not import any viruses or other disabling devices which may interfere, damage, intercept, access or expropriate any system, data or information of PA or other third parties.

On use of Web Site 

You agree that you will not:

(a) use any robot, spider, other automatic device, or manual process to monitor or copy any pages or materials within this Web Site or the Contents without PA’s prior written permission; 

(b) use any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site; and/or 

(c) take any action that imposes an unreasonable or disproportionately large load on PA’s servers. 

On exclusion of liability 

To the fullest extent permitted by law, PA shall in no event be liable for any damages, loss or expense, direct or indirect, including but without limitation, special or consequential damage, or economic loss arising from or in connection with:

(a) any access, use or inability to access or use this Web Site, or reliance on the materials in this Web Site; and/or  (similar to “Disclaimer of Warranties and Liability)

(b) any failure of performance, system, server or connection failure, interruption, defect, error, omission, delay in operation or transmission, breach of security, malicious code, computer virus or inability or unavailability to use or access in connection with your accessing this Web Site, tools, and/or online services;

Even if PA or its employees are advised of the possibility of such damages, losses and/or expenses.

Electronic Communication and Feedback

When you visit PA website or send feedback to PA including questions, comments, suggestions or the like regarding or in response to the content of this or any other PA Website, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail. You agree that all agreements, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

PA shall be free to use, for any purpose, any ideas, concepts, techniques or know-how contained in such feedback. PA shall not be subject to any obligation with respect to such feedback and shall be free to reproduce, use, disclose and distribute to others without limitation.

Governing Law

These Terms and Conditions of Use shall be governed and construed in accordance with laws of the Republic of Singapore.